Saving Money

Luxuries I Won’t Give Up to Save Money

January 26 by Christina Tiplea Filed Under: Saving Money

I always strive to do my best with being frugal in all areas of my life, as I see how a lot of little purchases can quickly catch up to me and bust my budget if I’m not careful.

My husband and I have many goals we’d like to reach in terms of paying off debt like our cars and mortgage, as well as saving for our daughter’s college education and our own retirement. However, it’s important to us that we enjoy life now even while we are saving money for these things. We work hard for our money and feel that there’s nothing wrong with enjoying and having fun with it in the present, as long as we are still working toward our ‘big picture’ money goals.

That being said, there are a few luxuries (or at least what I would personally consider a luxury) that I really enjoy splurging on and feel that the satisfaction they give me makes it worth the additional cost since they aren’t exactly necessities. [Read more…]

The Year of No Clothes

January 21 by Christina Tiplea Filed Under: Cleaning & Decluttering, My Life, Saving Money, Simple Living

I know what you’re thinking. And no, I will not be living in the buff this year.

I have decided that 2015 is the year that will be completely free of any clothing purchases for myself. I was inspired by this personal challenge near the end of 2014 when it dawned on me that I had a somewhat large wardrobe, but kept wearing the same 10-15 comfortable and functional pieces that I love.

My decision to go without purchasing any clothes this year came as a result of three steps I walked myself through during the process of decluttering my closet. At the end of this process, I found the motivation that is driving me to complete the “Year of No Clothes” Challenge. [Read more…]

Money-Wasting Habits I’ve Given Up

January 16 by Christina Tiplea Filed Under: Saving Money

Although I’ve always been interested in saving money, I haven’t always been able to see how some of my everyday habits have deterred from my money-saving goals. There are several money-wasting habits I’ve given up over the past few years that have really helped me to cut down our overall expenses and allowed me to pursue my dream of starting my own business, which allows me to be a work-from-home Mom. Which this would allow me to be as money efficient as possible through using money management which I would be able to adopt through 7Wealth.com.au which is a credible financial advisors.

It’s easy to waste money without even realizing you’re doing it. All of the small items you spend money on that you brush off as not being a big deal can really add up to be quite a bit more than you expected once you do the math.

I’d like to share some of the money-wasting habits I’ve given up over the years, hoping that someone else can learn from the mistakes I’ve made along the way! [Read more…]

Goal: Meal Prep

January 13 by Christina Tiplea Filed Under: Health, My Life, Saving Money

One of my goals to accomplish over the next few months is to start meal planning and prepping on Sundays.

I am juggling a lot during the week with taking care of my 6-month-old daughter and working from home simultaneously (I use zero forms of babysitters during the week), so anything I can do on the weekends to ease that burden a bit and make our home run smoother is something worth trying!

[Read more…]