My husband and I have many goals we’d like to reach in terms of paying off debt like our cars and mortgage, as well as saving for our daughter’s college education and our own retirement. However, it’s important to us that we enjoy life now even while we are saving money for these things. We work hard for our money and feel that there’s nothing wrong with enjoying and having fun with it in the present, as long as we are still working toward our ‘big picture’ money goals.
That being said, there are a few luxuries (or at least what I would personally consider a luxury) that I really enjoy splurging on and feel that the satisfaction they give me makes it worth the additional cost since they aren’t exactly necessities. [Read more…]